Kathy Urbanski

Hello, I’m Kathy—a dedicated family woman, avid nature enthusiast, and a seasoned expert in navigating the path to financial freedom. Armed with a Bachelor's Degree in Psychology, my educational background lays the foundation for understanding the human aspects behind financial decisions, enriching my approach to family finance with empathy and insight. As a Google Certified Project Manager and an expert in Google Analytics, I bring a wealth of knowledge in digital strategy and online visibility. My certifications from Digital Marketer in Email Marketing and Inbound Social Media Marketing further my ability to connect with families digitally, offering them valuable resources and insights to kickstart their journey towards financial independence. Professionally, I lead as an SEO Project Leader at a leading boutique SEO agency in Boulder, Colorado. My expertise has not only propelled businesses to the forefront of their industries but has also been instrumental in crafting a strategic approach to my family’s financial growth. This unique blend of professional achievements and certifications equips me with the tools to guide other families towards achieving their financial goals with confidence. Beyond my desk, I’m a CrossFit enthusiast, an avid hiker, and a lover of nature. These passions keep me grounded and remind me of the importance of a life well-lived—not just in financial terms, but in the wealth of experiences, happiness, and time spent with loved ones. Through this blog, I aim to share my journey towards financial freedom, drawing on my professional expertise and personal experiences. My goal is to retire in the next 3-5 years, enjoying a life enriched with what truly matters—family, nature, and freedom. I invite you to join me and many other families on this journey, sharing insights, support, and practical advice to help each other achieve financial independence and live our dreams to the fullest. Let’s empower each other to make informed financial decisions, leveraging our collective knowledge and experiences to build a community where financial freedom is accessible to all.

The Pros and Cons of Using a Debt Consolidation Service for Your Family’s Debt Management

Source Hey fellow moms! Navigating family finances can often feel like steering a ship through stormy seas, especially when debt piles up, threatening to capsize your family’s financial security. In our quest for calm waters, debt consolidation services emerge as a beacon of hope, promising to streamline our debts into one manageable monthly payment. But …

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How to Start a Side Hustle for Your Family’s Additional Income

Hey there, amazing moms! Let’s have a little heart-to-heart, shall we? Between managing our bustling households, keeping the kids alive (and hopefully thriving!), and perhaps juggling a job on top of that, our lives are pretty packed. But here’s the thing—many of us are constantly looking for ways to give our families a bit more. …

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The Importance of Teaching Your Kids about Money Management

Hey there, wonderful moms! Today, we’re diving into a chat that’s close to my heart and, I bet, pretty important to you too. We’re talking about teaching our kiddos a crucial skill: money management. Now, I know what you’re thinking, “My little one is still figuring out their ABCs, and we’re talking dollars and cents?” …

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How to Plan for Your Family’s College Education Expenses

Hey, lovely moms out there! Navigating the world of college expenses for our kiddos feels like trying to solve a Rubik’s cube, blindfolded, doesn’t it? From tuition fees that seem to only ever go up, to textbooks that cost an arm and a leg, knowing how to plan for your family’s college education expenses would …

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Health Care Costs: The Best Ways to Save Money on Your Family’s Medical Expenses

Hey there, amazing moms! So, we’re all in this wild ride of parenting together, right? And if there’s one thing that can send our stress levels through the roof (aside from the endless quest for missing socks), it’s the health care costs for our families. I mean, just thinking about those bills can make anyone’s …

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How to Create a Retirement Plan for Your Family’s Comfortable Retirement

As a mom, we’re often busy navigating the hectic landscape of daily family life. But as much as we enjoy the present with our partner and children, preparing for the future is important. The topic of retirement planning for your family doesn’t have to be a daunting task. We’re here today to look at the …

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The Pros and Cons of Using a High-Yield Savings Account For Your Family’s Savings

Hey moms! We all juggle bills, groceries, and saving for our family’s future, right? It’s tough! But I found a cool way to save more: high-yield savings accounts (HYSAs). Think of it as a superhero piggy bank that grows your money faster than your kid’s shoes! Regular savings accounts give little extra money, but HYSAs …

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How To Start A Family Business For Your Financial Freedom

Mom bosses, assemble! Want to build a brighter future with your family? Imagine a family business – you work together, build something amazing, and achieve financial freedom! Sounds perfect, right? Starting a business seems scary, but don’t worry! This guide will help you, even if you’re an organizing whiz, a creative genius, or just have …

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The Best Ways To Save Money On Your Family’s Travel Expenses

Hey mommas! Dreaming of getaways? It can be pricey, right? But guess what? Knowing the best ways to save money on your family’s travel expenses can let you see the world with the kids — without breaking the bank! I found awesome tips to slash those travel costs. Leave the stress behind and make those …

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How to Reduce Your Family’s Debt and Increase Your Net Worth

Hey fellow moms, let’s have a heart-to-heart about something we all think about but might not talk about enough: our family’s finances. Specifically, how to reduce your family’s debt and increase your net worth. Yes, it sounds like a mountain to climb, but believe me, with some smart strategies and a bit of discipline, it’s …

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