Kathy Urbanski

Hello, I’m Kathy—a dedicated family woman, avid nature enthusiast, and a seasoned expert in navigating the path to financial freedom. Armed with a Bachelor's Degree in Psychology, my educational background lays the foundation for understanding the human aspects behind financial decisions, enriching my approach to family finance with empathy and insight. As a Google Certified Project Manager and an expert in Google Analytics, I bring a wealth of knowledge in digital strategy and online visibility. My certifications from Digital Marketer in Email Marketing and Inbound Social Media Marketing further my ability to connect with families digitally, offering them valuable resources and insights to kickstart their journey towards financial independence. Professionally, I lead as an SEO Project Leader at a leading boutique SEO agency in Boulder, Colorado. My expertise has not only propelled businesses to the forefront of their industries but has also been instrumental in crafting a strategic approach to my family’s financial growth. This unique blend of professional achievements and certifications equips me with the tools to guide other families towards achieving their financial goals with confidence. Beyond my desk, I’m a CrossFit enthusiast, an avid hiker, and a lover of nature. These passions keep me grounded and remind me of the importance of a life well-lived—not just in financial terms, but in the wealth of experiences, happiness, and time spent with loved ones. Through this blog, I aim to share my journey towards financial freedom, drawing on my professional expertise and personal experiences. My goal is to retire in the next 3-5 years, enjoying a life enriched with what truly matters—family, nature, and freedom. I invite you to join me and many other families on this journey, sharing insights, support, and practical advice to help each other achieve financial independence and live our dreams to the fullest. Let’s empower each other to make informed financial decisions, leveraging our collective knowledge and experiences to build a community where financial freedom is accessible to all.

How to Make Financial Planning Fun and Engaging for Your Family

Hey there, super moms! We all know that managing a family’s finances can sometimes feel like a daunting task. But what if we told you it could be fun, engaging, and empowering? Yes, you heard it right – you can make financial planning fun for the whole family! Here are some practical tips and relatable …

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The Benefits of Creating a Family Financial Mission Statement

As a member of your family, you want to ensure that your wealth and finances are aligned with who you are as a family. You want to use your resources to support the shared values and goals of your parents, partner, children, and the following generations to come. A family financial mission statement can help …

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The Best Investment Options for Your Family’s Long-Term Wealth

Hey there super mom! We know you’re always looking out for your family’s well-being and future. From ensuring everyone has a healthy meal to supporting your children with their homework, you’re constantly on the move. But what about securing your family’s financial future? What are your best investment options? Just like planting seeds in a …

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How to Handle Financial Conflicts in Your Marriage or Partnership

Hey there, supermoms! We know you’re not just the heart of your home, but often the financial backbone too. And let’s face it, money matters can sometimes spark conflicts in even the happiest of households. Michelle Fox of CNBC sums it up: “Arguments over money can ruin relationships.” But guess what? You have the power …

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The Dos and Don’ts of Teaching Your Kids About Money and Saving

Hey there, Super Moms! As the heart of the family, we know you’re always looking for ways to empower your little ones with practical life skills. And what’s more practical than teaching your kids about money and saving? It’s a big world out there, and we want our kiddos to feel confident and prepared. So …

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The Importance of Life Insurance for Your Family’s Financial Security

Hello, Supermoms! Today, we’re going to talk about something that may not be as exciting as planning the next family vacation or redecorating the kids’ rooms, but is just as vital. Yes, we’re talking about life insurance and why it’s a crucial part of your family’s financial security plan. It’s More Than Just a Policy …

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How to Best Manage Your Family Finances During a Job Loss or Income Reduction

Hey there, supermoms! There are times in life when we face unexpected hurdles and hardships. Figuring out how to manage your family finances during a job loss is one such challenge. But remember, you are strong, capable, and more powerful than any obstacle that comes your way. Let’s tackle this together! Make A Positive Mindset …

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The Ultimate Guide to Retirement Planning for Your Family Finances

Retirement can be a great opportunity and a challenge to mothers. Planning for your retirement is one of the most important financial decisions for both individuals and families. It can determine how comfortable your retirement will be, and whether or not you will be able to live the life you want. Retirement planning can also …

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How to Negotiate Lower Bills for Your Family’s Monthly Expenses

Hey there, Supermoms! We all know that managing a family’s finances can sometimes feel like a juggling act, right? But guess what? You’ve got the power to take control and even give your monthly budget a much-needed boost. Let’s talk about how to negotiate lower bills and make your family’s monthly expenses more manageable. It’s …

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The Pros and Cons of Refinancing Your Mortgage for Your Family Finances

The world of home ownership is full of decisions, and one of the biggest you might face is whether to refinance your mortgage. As a mom, you’re not just thinking about numbers on a page; you’re weighing the impacts on your family’s daily life and long-term financial wellbeing. So let’s dive in, shall we? What …

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