Kathy Urbanski

Hello, I’m Kathy—a dedicated family woman, avid nature enthusiast, and a seasoned expert in navigating the path to financial freedom. Armed with a Bachelor's Degree in Psychology, my educational background lays the foundation for understanding the human aspects behind financial decisions, enriching my approach to family finance with empathy and insight. As a Google Certified Project Manager and an expert in Google Analytics, I bring a wealth of knowledge in digital strategy and online visibility. My certifications from Digital Marketer in Email Marketing and Inbound Social Media Marketing further my ability to connect with families digitally, offering them valuable resources and insights to kickstart their journey towards financial independence. Professionally, I lead as an SEO Project Leader at a leading boutique SEO agency in Boulder, Colorado. My expertise has not only propelled businesses to the forefront of their industries but has also been instrumental in crafting a strategic approach to my family’s financial growth. This unique blend of professional achievements and certifications equips me with the tools to guide other families towards achieving their financial goals with confidence. Beyond my desk, I’m a CrossFit enthusiast, an avid hiker, and a lover of nature. These passions keep me grounded and remind me of the importance of a life well-lived—not just in financial terms, but in the wealth of experiences, happiness, and time spent with loved ones. Through this blog, I aim to share my journey towards financial freedom, drawing on my professional expertise and personal experiences. My goal is to retire in the next 3-5 years, enjoying a life enriched with what truly matters—family, nature, and freedom. I invite you to join me and many other families on this journey, sharing insights, support, and practical advice to help each other achieve financial independence and live our dreams to the fullest. Let’s empower each other to make informed financial decisions, leveraging our collective knowledge and experiences to build a community where financial freedom is accessible to all.

The Best Ways to Save Money on Your Family’s Clothing and Apparel Expenses

Hey there, fellow moms! We all know the drill – keeping our families looking sharp and stylish can sometimes feel like we’re running a marathon with our wallets. It’s a balancing act, right? Trying to make sure everyone has what they need without breaking the bank. But guess what? I’ve been there, and done that, …

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The Pros and Cons of Taking Out a Home Equity Loan for Your Family’s Finances

Hey there, lovely moms! Let’s have a little chat about something that might not be as fun as planning our next family vacation but is super important for our financial well-being: the pros and cons of taking out a home equity loan for your family’s finances. Now, I know finance topics can make our eyes …

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The Importance of Diversifying Your Family’s Investment Portfolio

Hey there, wonderful moms! Let’s chat about something a tad bit financial today: the importance of diversifying your family’s investment portfolio. But I promise to keep it light and straightforward! Imagine we’re talking over a cup of coffee about how to protect our family’s future, financially speaking. So, diversifying your family’s investment portfolio – sounds …

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How To Create a Retirement Income Plan For Your Family’s Golden Years

Hey there, amazing moms! Today, let’s chat about retirement planning — specifically, how to create a retirement income plan for your family’s golden years. Yes, I know, it sounds all serious and grown-up, but hear me out. Imagine we’re at a café, enjoying our drinks and the kids are having fun (yay!). Let’s chat about …

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How to Protect Your Family’s Finances During a Recession or Economic Downturn

Hey there, lovely moms! Today, we’re diving into a topic that’s close to our hearts – protecting our family’s finances during those tough economic times. Whether it’s a recession or a downturn, the reality is, these periods can be pretty nerve-wracking. But fear not! With a sprinkle of planning and a dash of savvy, together, …

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Mga Opsyon sa Pagbubuntis Para sa Lesbian Couple

Nagbago na ang panahon para sa komunidad ng LGBT. Malayo pa sa ideyal, pero unti-unti nang tumataas ang pagtanggap sa LGBT. Bukod dito, unti-unti na ring nagbibigay-daan ang teknolohiya para malampasan ng mga miyembro ang mga biyolohikal na limitasyon na ipinapataw ng kanilang kasarian. Halimbawa, ang mga union ng parehong kasarian, gaya ng magkaparehang lesbian …

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how to start a family business

How to Start a Family Business for Long-Term Financial Success

Have you ever asked yourself about how to start a family business? Embarking on the journey of starting family ownership is like planting a seed in your backyard, nurturing it with love and care, and watching it grow into a flourishing tree. It’s about weaving your family’s dreams, strengths, and aspirations into a tapestry of …

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Pagtrato sa mga Buntis na May Intrauterine Pregnancy

Lagi nang nag-aalala ang mga tao kapag sinasabi ng kanilang doktor na mayroon silang intrauterine pregnancy. Ang terminong ito ay banyaga para sa marami. Ang ilan ay nalilito dito bilang isang abnormalidad sa pagbubuntis habang ang iba naman ay itinuturing itong isang taboo. Ngunit posible pa rin na magkaroon ng malusog na intrauterine pregnancy. Alamin …

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Journey to Motherhood: Ang Basics ng Pag-start at Paghahanda ng Pregnancy Journal

Ang pagbubuntis ay isang espesyal at transformative na panahon para sa kahit sinong magulang. Maaari itong magdala ng iba’t ibang emosyon—mula sa pagiging masaya at feeling on top of the world hanggang sa anxiously na pagtutupi ng lahat ng damit ng iyong newborn, nagtataka kung sapat na ba ito (malamang sapat na!). Bawat milestone na …

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The Benefits of Creating a Charitable Giving Plan for Your Family’s Values

Have you ever thought about how your family can make a positive impact on the world? As parents, we strive to instill values like kindness, empathy, and generosity in our children. One of the most effective ways to achieve this is by creating a charitable giving plan that aligns with your family’s values. Let’s chat …

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