Kathy Urbanski

Hello, I’m Kathy—a dedicated family woman, avid nature enthusiast, and a seasoned expert in navigating the path to financial freedom. Armed with a Bachelor's Degree in Psychology, my educational background lays the foundation for understanding the human aspects behind financial decisions, enriching my approach to family finance with empathy and insight. As a Google Certified Project Manager and an expert in Google Analytics, I bring a wealth of knowledge in digital strategy and online visibility. My certifications from Digital Marketer in Email Marketing and Inbound Social Media Marketing further my ability to connect with families digitally, offering them valuable resources and insights to kickstart their journey towards financial independence. Professionally, I lead as an SEO Project Leader at a leading boutique SEO agency in Boulder, Colorado. My expertise has not only propelled businesses to the forefront of their industries but has also been instrumental in crafting a strategic approach to my family’s financial growth. This unique blend of professional achievements and certifications equips me with the tools to guide other families towards achieving their financial goals with confidence. Beyond my desk, I’m a CrossFit enthusiast, an avid hiker, and a lover of nature. These passions keep me grounded and remind me of the importance of a life well-lived—not just in financial terms, but in the wealth of experiences, happiness, and time spent with loved ones. Through this blog, I aim to share my journey towards financial freedom, drawing on my professional expertise and personal experiences. My goal is to retire in the next 3-5 years, enjoying a life enriched with what truly matters—family, nature, and freedom. I invite you to join me and many other families on this journey, sharing insights, support, and practical advice to help each other achieve financial independence and live our dreams to the fullest. Let’s empower each other to make informed financial decisions, leveraging our collective knowledge and experiences to build a community where financial freedom is accessible to all.

The Pros and Cons of Using a Credit Monitoring Service for Your Family’s Credit Score

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Hello there, fellow moms! In today’s fast-paced world, keeping our families safe and secure extends beyond the physical realm into the digital one, especially when it comes to our financial health. Have you ever considered how a credit monitoring service could be your ally in protecting your family’s financial future? Source: pexels.com Whether you’re managing …

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How to Start a College Savings Plan for Your Child’s Education

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Hey fellow moms! As we juggle playdates and laundry, let’s chat about something super important yet often pushed to the back of our minds – starting a college savings plan for our kiddos. Imagine setting up a treasure chest that grows bigger by the day, helping to pay for your child’s future college education. That’s …

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The Benefits of Creating a Family Emergency Fund for Financial Peace of Mind

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Imagine you’re sitting at your kitchen table, surrounded by your kiddos’ latest art projects and the never-ending to-do list that comes with being a supermom. Now, picture this: an unexpected expense or medical bill pops up. Maybe the family car decides it doesn’t want to start, or a sudden trip to the dentist becomes a …

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The Best Ways to Save Money on Your Family’s Home Security System

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Hey there, savvy moms! Setting up a home security system doesn’t have to drain your wallet. Whether you’re eyeing an ADT system or the Ring Alarm Pro, finding the right balance between protection and price is key. Good news: DIY home security systems can be a game-changer. Source: pexels.com From motion sensors to smart locks, …

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How To Save Money On Your Family’s Internet Bill

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Hey there, fellow moms! Are you feeling the pinch from those ever-rising cable and internet bills? You’re not alone. Source: pexels.com It seems like every month, our bills are creeping up, leaving us wondering how we can keep up without cutting corners on the quality and service our families need. But don’t fret! I’m here …

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Retirement Savings: How to Create a Financial Plan in 5 Steps

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Hey there, smooth and savvy moms! You’ve lived it: we’re not just caretakers of the present but also guardians of our family’s future. The thought of planning for your retirement savings can seem daunting amidst the daily whirlwind of family life, but it’s a cornerstone of ensuring long-term security and peace of mind for our …

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The Benefits of Creating a Living Trust for Your Family’s Asset Protection

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Hey Fab Moms, think of your family’s assets like a yummy cake – your home, savings, and all that jazz. Now, meet the living trust, your cake’s superhero! It’s a special box that keeps your cake safe. If something happens to you, the trust ensures your cake goes straight to your loved ones without hassle. …

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How to Start a Family Money Club for Your Family’s Financial Accountability

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Hey fellow moms! Have you ever heard of something called a money club? It’s like a little group where we all come together to help each other out with money stuff. Sounds cool, right? The Concept of a Money Club Okay, so picture this: you know how we always talk about teaching our kids the …

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The Pros and Cons of Using a Prepaid Debit Card for Your Family’s Budgeting

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Hey moms! Thinking about using a prepaid debit card to manage your family’s budget? It’s like having a special money card that helps you control spending and teach your kids about managing money. But, just like anything else, there are some good things and some not-so-good things about using one. Let’s dive in and see …

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