Kathy Urbanski

Hello, I’m Kathy—a dedicated family woman, avid nature enthusiast, and a seasoned expert in navigating the path to financial freedom. Armed with a Bachelor's Degree in Psychology, my educational background lays the foundation for understanding the human aspects behind financial decisions, enriching my approach to family finance with empathy and insight. As a Google Certified Project Manager and an expert in Google Analytics, I bring a wealth of knowledge in digital strategy and online visibility. My certifications from Digital Marketer in Email Marketing and Inbound Social Media Marketing further my ability to connect with families digitally, offering them valuable resources and insights to kickstart their journey towards financial independence. Professionally, I lead as an SEO Project Leader at a leading boutique SEO agency in Boulder, Colorado. My expertise has not only propelled businesses to the forefront of their industries but has also been instrumental in crafting a strategic approach to my family’s financial growth. This unique blend of professional achievements and certifications equips me with the tools to guide other families towards achieving their financial goals with confidence. Beyond my desk, I’m a CrossFit enthusiast, an avid hiker, and a lover of nature. These passions keep me grounded and remind me of the importance of a life well-lived—not just in financial terms, but in the wealth of experiences, happiness, and time spent with loved ones. Through this blog, I aim to share my journey towards financial freedom, drawing on my professional expertise and personal experiences. My goal is to retire in the next 3-5 years, enjoying a life enriched with what truly matters—family, nature, and freedom. I invite you to join me and many other families on this journey, sharing insights, support, and practical advice to help each other achieve financial independence and live our dreams to the fullest. Let’s empower each other to make informed financial decisions, leveraging our collective knowledge and experiences to build a community where financial freedom is accessible to all.

The Importance of Life Insurance for Your Family’s Financial Security

Hello, Supermoms! Today, we’re going to talk about something that may not be as exciting as planning the next family vacation or redecorating the kids’ rooms, but is just as vital. Yes, we’re talking about life insurance and why it’s a crucial part of your family’s financial security plan. It’s More Than Just a Policy …

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How to Best Manage Your Family Finances During a Job Loss or Income Reduction

Hey there, supermoms! There are times in life when we face unexpected hurdles and hardships. Figuring out how to manage your family finances during a job loss is one such challenge. But remember, you are strong, capable, and more powerful than any obstacle that comes your way. Let’s tackle this together! Make A Positive Mindset …

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The Ultimate Guide to Retirement Planning for Your Family Finances

Retirement can be a great opportunity and a challenge to mothers. Planning for your retirement is one of the most important financial decisions for both individuals and families. It can determine how comfortable your retirement will be, and whether or not you will be able to live the life you want. Retirement planning can also …

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How to Negotiate Lower Bills for Your Family’s Monthly Expenses

Hey there, Supermoms! We all know that managing a family’s finances can sometimes feel like a juggling act, right? But guess what? You’ve got the power to take control and even give your monthly budget a much-needed boost. Let’s talk about how to negotiate lower bills and make your family’s monthly expenses more manageable. It’s …

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The Pros and Cons of Refinancing Your Mortgage for Your Family Finances

The world of home ownership is full of decisions, and one of the biggest you might face is whether to refinance your mortgage. As a mom, you’re not just thinking about numbers on a page; you’re weighing the impacts on your family’s daily life and long-term financial wellbeing. So let’s dive in, shall we? What …

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Why You Should Consider a 529 College Savings Plan for Your Child’s Education

Hello Super Moms! Today we’re going to dive into a topic that’s close to our hearts – our children’s future. And more specifically, how we can empower them through education. Have you ever heard of a 529 College Savings Plan? If not, buckle up, because this might just be the financial tool you need to …

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How to Prioritize Your Family’s Financial Goals for the Year

Hey there, super moms! We all know that juggling family life can sometimes feel like a circus act. Between school drop-offs, meal prepping, and finding that elusive ‘me time’, it’s a non-stop whirlwind of activity. And when it comes to managing your family’s finances? Well, that’s another juggling act in itself. But here’s the good …

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Protecting Your Family Finances: How to Prepare for an Economic Recession

Hello, super moms! Today, we’re diving into a topic that might seem a bit daunting but is incredibly important – preparing your family finances for an economic recession. Yes, I know it’s not the most exciting topic, but remember, knowledge is power. And as the heart of your family, you have the power to turn …

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The Psychology of Money: How to Change Your Money Mindset and Improve Your Family Finances

Hello there, super moms! We’ve all heard the saying, “Money can’t buy happiness,” but let’s face it, financial stability can certainly help keep stress levels down. Today, we’re diving into the fascinating world of money psychology and how changing our money mindset can lead to improved family finances. The Power of Money Psychology Money psychology …

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The Importance of Emergency Funds for Your Family Finances

Hey there, super moms! We know you’re wearing many hats – from chief snack officer to bedtime storyteller and everything in between. But let’s talk about your role as family CFO (Chief Financial Officer) for a moment, shall we? It’s a big job, but you’ve got this! One crucial aspect of managing your family’s finances …

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