Kathy Urbanski

Hello, I’m Kathy—a dedicated family woman, avid nature enthusiast, and a seasoned expert in navigating the path to financial freedom. Armed with a Bachelor's Degree in Psychology, my educational background lays the foundation for understanding the human aspects behind financial decisions, enriching my approach to family finance with empathy and insight. As a Google Certified Project Manager and an expert in Google Analytics, I bring a wealth of knowledge in digital strategy and online visibility. My certifications from Digital Marketer in Email Marketing and Inbound Social Media Marketing further my ability to connect with families digitally, offering them valuable resources and insights to kickstart their journey towards financial independence. Professionally, I lead as an SEO Project Leader at a leading boutique SEO agency in Boulder, Colorado. My expertise has not only propelled businesses to the forefront of their industries but has also been instrumental in crafting a strategic approach to my family’s financial growth. This unique blend of professional achievements and certifications equips me with the tools to guide other families towards achieving their financial goals with confidence. Beyond my desk, I’m a CrossFit enthusiast, an avid hiker, and a lover of nature. These passions keep me grounded and remind me of the importance of a life well-lived—not just in financial terms, but in the wealth of experiences, happiness, and time spent with loved ones. Through this blog, I aim to share my journey towards financial freedom, drawing on my professional expertise and personal experiences. My goal is to retire in the next 3-5 years, enjoying a life enriched with what truly matters—family, nature, and freedom. I invite you to join me and many other families on this journey, sharing insights, support, and practical advice to help each other achieve financial independence and live our dreams to the fullest. Let’s empower each other to make informed financial decisions, leveraging our collective knowledge and experiences to build a community where financial freedom is accessible to all.

The Importance of Teaching Kids about Family Finances

Empowered mom, you are not just a nurturer, a caregiver, or a role model. You are the architect of your child’s understanding of the world, including their grasp of family finances. Your influence and teachings can shape their financial future, instilling in them the wisdom and skills required to navigate the complexities of money management. …

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Teaching Your Kids about Saving Money

As a mom, you have the power to shape the future. You have the ability to teach your children valuable life skills that will serve them well into adulthood. One of these skills is financial literacy—understanding how to manage their assets wisely, including the concepts of saving money and delayed gratification. Why Teach Kids About …

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The Benefits of Family Finance Planning and How to Get Started

Life is a beautiful journey filled with milestones – marriage, parenthood, children’s education, and retirement. Each milestone carries its unique joys, challenges, and financial implications. To navigate these waters effectively, family finance planning becomes an indispensable tool. What is Family Financial Planning? Family financial planning is akin to a GPS for your family’s financial journey, …

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5 Family Finance Mistakes and How to Avoid Them

Managing family finances effectively is crucial to achieving peace of mind, stability, and safeguarding your family’s financial future. Despite the vital nature of this task, many families often make mistakes that could potentially lead to serious financial trouble later on. In this article, we will discuss five common family finance mistakes and offer actionable tips …

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How to Set and Achieve Great Family Financial Goals

More families are increasingly realizing the importance of setting family financial goals. In this post, we will delve into the world of financial planning for families and explore how you can achieve your goals effectively. Understanding Family Financial Goals Understanding financial goals is the first step towards achieving them. A financial goal is a monetary …

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Building a Strong Financial Foundation For Your Family – An Easy, Fail-Proof Guide!

In the golden age of industry, our parents and grandparents may have worked one job for decades, retiring with a healthy pension and a paid-off home. But the financial landscape has changed dramatically. Your grandparent’s financial life is not the same as yours. Now, more than ever, understanding and creating a strong financial foundation for …

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How to Save Money on Your Family’s Back-to-School Expenses in the Philippines

Hey there, Super Moms! We know that the back-to-school season can be a whirlwind of stress and expenses for you and your family. School expenses can be rough, but don’t worry – we’re here to help you save money and make the most out of your budget. With our practical tips and advice, you’ll be …

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The Best Ways to Save Money on Home Renovations in the Philippines

Home renovations can be both exciting and stressful, especially when you’re trying to balance your family’s needs with your budget. But fear not, dear moms! With a little planning, creativity, and resourcefulness, you can achieve your dream home without breaking the bank. In this article, we’ll share 15 ways to save money on home renovations …

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15 Best Ways to Save Money on Your Family’s Pet Expenses in the Philippines

As a loving and responsible pet owner, you want to provide the best possible care for your furry friend. However, with the rising costs of pet expenses, it can be challenging to find a balance between giving your pet everything they need while staying within your budget. In this article, we will explore the X …

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