Kathy Urbanski

Hello, I’m Kathy—a dedicated family woman, avid nature enthusiast, and a seasoned expert in navigating the path to financial freedom. Armed with a Bachelor's Degree in Psychology, my educational background lays the foundation for understanding the human aspects behind financial decisions, enriching my approach to family finance with empathy and insight. As a Google Certified Project Manager and an expert in Google Analytics, I bring a wealth of knowledge in digital strategy and online visibility. My certifications from Digital Marketer in Email Marketing and Inbound Social Media Marketing further my ability to connect with families digitally, offering them valuable resources and insights to kickstart their journey towards financial independence. Professionally, I lead as an SEO Project Leader at a leading boutique SEO agency in Boulder, Colorado. My expertise has not only propelled businesses to the forefront of their industries but has also been instrumental in crafting a strategic approach to my family’s financial growth. This unique blend of professional achievements and certifications equips me with the tools to guide other families towards achieving their financial goals with confidence. Beyond my desk, I’m a CrossFit enthusiast, an avid hiker, and a lover of nature. These passions keep me grounded and remind me of the importance of a life well-lived—not just in financial terms, but in the wealth of experiences, happiness, and time spent with loved ones. Through this blog, I aim to share my journey towards financial freedom, drawing on my professional expertise and personal experiences. My goal is to retire in the next 3-5 years, enjoying a life enriched with what truly matters—family, nature, and freedom. I invite you to join me and many other families on this journey, sharing insights, support, and practical advice to help each other achieve financial independence and live our dreams to the fullest. Let’s empower each other to make informed financial decisions, leveraging our collective knowledge and experiences to build a community where financial freedom is accessible to all.

The Best Ways to Save Money on Your Family’s Transportation Expenses

As a loving and dedicated parent, you’re always looking for the best ways to save money and provide a secure financial future for your family. One of the biggest expenses families face is transportation. But fear not! There are simple and effective ways to cut down on these costs, leaving more money in your pocket …

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How to Create a Monthly Spending Plan for Your Family’s Budget

Let’s face it, managing our family’s finances can be a daunting task. But, fear not, because you are a strong, capable mom who can take control of her family’s financial future! In this guide, we will walk through the steps to create a monthly spending plan that works for your family. By following these simple …

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How to Save Money on Your Family’s Internet and Cell Phone Bills

In today’s technology-driven world, staying connected is more important than ever. With the rise of smartphones, tablets, and high-speed internet, families are finding it increasingly difficult to keep their monthly cell phone and internet bills under control. If you’re looking for ways to save money on your family’s communication expenses — like your internet and …

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How to Negotiate Better Deals and Discounts for Your Family’s Expenses

As a loving and dedicated parent, you always want the best for your family. You work hard to provide them with a comfortable life, a safe home, and a bright future. But let’s face it, raising a family can be expensive! So why not take advantage of every opportunity to save money and stretch your …

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family budget review

The Importance of a Regular Family Budget Review

Every family dreams of financial stability and happiness. To achieve this, it’s essential to have a solid understanding of your family’s budget and expenses. But what exactly is a family budget, and why is it crucial to review it regularly? In this article, we’ll explore the importance of budgeting, the various types of budgets, and …

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The Best Frugal Living Tips for Your Family’s Budget

In today’s fast-paced and consumer-driven world, it can be challenging to maintain a family budget that keeps everyone happy and healthy. However, with some simple and effective frugal living tips, you can save money and still enjoy a comfortable lifestyle. In this article, we’ll explore the best frugal living tips for your family’s budget, so …

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how to save money on your family's utility bills

How to Save Money on Your Family’s Utility Bills

Utility bills are an inevitable part of life, but that doesn’t mean they have to break the bank. With some simple changes and strategic planning, you can save money on your family’s utility bills without sacrificing comfort or convenience. In this article, we’ll explore practical ways to reduce your energy consumption, lower your water usage, …

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How to Evaluate Your Family’s Spending Habits and Make Positive Changes

In today’s fast-paced world, it is essential to evaluate your family’s spending habits and make positive changes for a more financially secure future. Understanding how you spend money as a family can help you make better decisions, save more, and achieve your financial goals. In this article, we will discuss the steps to evaluate your …

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family budget as a single parent

How to Create a Successful Family Budget as a Single Parent

As a single parent, you are a superhero. You wear many hats, juggle multiple responsibilities, and strive to provide the best for your children living a good life. One of the most crucial aspects of single parenting is achieving financial stability. Creating a successful family budget empowers you to take control of your finances and …

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grocery budget

How to Save Money on Your Family’s Grocery Budget: A Guide for Empowered Moms

You’re a supermom, juggling family life, work, and everything in between. You’ve got dreams for your family, and you’re working hard to make them come true. But you also know that every penny counts when it comes to creating a happy, financially stable home. That’s why we’re here to help you save money on your …

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