Kathy Urbanski

Hello, I’m Kathy—a dedicated family woman, avid nature enthusiast, and a seasoned expert in navigating the path to financial freedom. Armed with a Bachelor's Degree in Psychology, my educational background lays the foundation for understanding the human aspects behind financial decisions, enriching my approach to family finance with empathy and insight. As a Google Certified Project Manager and an expert in Google Analytics, I bring a wealth of knowledge in digital strategy and online visibility. My certifications from Digital Marketer in Email Marketing and Inbound Social Media Marketing further my ability to connect with families digitally, offering them valuable resources and insights to kickstart their journey towards financial independence. Professionally, I lead as an SEO Project Leader at a leading boutique SEO agency in Boulder, Colorado. My expertise has not only propelled businesses to the forefront of their industries but has also been instrumental in crafting a strategic approach to my family’s financial growth. This unique blend of professional achievements and certifications equips me with the tools to guide other families towards achieving their financial goals with confidence. Beyond my desk, I’m a CrossFit enthusiast, an avid hiker, and a lover of nature. These passions keep me grounded and remind me of the importance of a life well-lived—not just in financial terms, but in the wealth of experiences, happiness, and time spent with loved ones. Through this blog, I aim to share my journey towards financial freedom, drawing on my professional expertise and personal experiences. My goal is to retire in the next 3-5 years, enjoying a life enriched with what truly matters—family, nature, and freedom. I invite you to join me and many other families on this journey, sharing insights, support, and practical advice to help each other achieve financial independence and live our dreams to the fullest. Let’s empower each other to make informed financial decisions, leveraging our collective knowledge and experiences to build a community where financial freedom is accessible to all.

How to Start a Family Investment Partnership for Your Portfolio Diversification

Hey everyone! Navigating the world of investing can be quite the adventure, especially when we’re trying to set up something sustainable not just for us but for our kids too. Have you ever thought about starting a family investment partnership? It’s like creating a mini mutual fund run by your family, for your family. It’s …

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The Benefits of Creating a Family Philanthropic Legacy Plan for Your Community

Hey fellow moms! Let’s chat about something that might sound a bit grandiose at first but actually has a lot of heart and practicality behind it: creating a family philanthropic legacy plan for our community. It’s not just about being generous; it’s about setting an example and passing on important values to our kids. So, …

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How to Protect Your Family’s Credit Score During a Divorce or Separation

Hey fellow moms! Going through a divorce or separation can be incredibly stressful, not just emotionally but financially too. One of the things you might not think about right away is your family’s credit score — however, it’s really important to protect your credit during these times, as it can affect many aspects of your …

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The Best Ways to Save Money on Your Family’s Entertainment Expenses

Hey fellow moms! Managing a family budget can be quite the balancing act, especially when it comes to keeping everyone entertained without breaking the bank. Let’s face it, between movie tickets, amusement parks, and little treats, the costs of your family’s entertainment expenses can add up pretty quickly. But don’t worry—I’ve got some tried and …

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The Best Way to Start a Family Business for Your Financial Independence

Think you should start a family business? It can be a thrilling adventure, not just for your wallet, but for your family’s bond too! Here’s how you can kickstart your journey to financial independence with a family-run venture. Source 1. Start a Family Business With a Brainstorming Session Gather the troops around the kitchen table …

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The Benefits of Creating a Financial Safety Net for Your Family’s Future

Hey there, fellow moms! In the whirlwind of parenting, from school runs to meal preps and everything in between, it’s easy to let financial planning slip through the cracks. But, have you ever stopped to think about how a financial safety net could secure your family’s future? Let’s dive into why it’s not just a …

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How to Save Money On Your Family’s Energy Bill

Hey fellow moms! As we all juggle the challenges of managing our households and raising our kids, finding ways to save money on your family’s energy bills becomes essential—especially when it comes to those pesky energy bills that seem to climb every month. Here are some tried-and-true tips for reducing your family’s energy costs without …

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The Pros and Cons of Using a Balance Transfer Credit Card for Your Family’s Debt Consolidation

Hey there, fellow moms! Let’s chat over a cup of coffee about something that might not be as fun as planning our next family holiday but is super important — handling our family’s finances, especially when it comes to tackling debt. You’ve probably heard about balance transfer credit cards and wondered if they’re a good …

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The Pros and Cons of Using Robo-Advisors for Your Family’s Investment Management

Hey there, awesome moms! So, you’ve probably heard a bit about these robo-advisors, right? They’re like these super-smart robots (but actually just computer programs) that can help manage your family’s investments. Think of it as having a little financial helper online, without the need to meet someone face-to-face or pay hefty fees. It’s pretty cool …

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