Kathy Urbanski

Hello, I’m Kathy—a dedicated family woman, avid nature enthusiast, and a seasoned expert in navigating the path to financial freedom. Armed with a Bachelor's Degree in Psychology, my educational background lays the foundation for understanding the human aspects behind financial decisions, enriching my approach to family finance with empathy and insight. As a Google Certified Project Manager and an expert in Google Analytics, I bring a wealth of knowledge in digital strategy and online visibility. My certifications from Digital Marketer in Email Marketing and Inbound Social Media Marketing further my ability to connect with families digitally, offering them valuable resources and insights to kickstart their journey towards financial independence. Professionally, I lead as an SEO Project Leader at a leading boutique SEO agency in Boulder, Colorado. My expertise has not only propelled businesses to the forefront of their industries but has also been instrumental in crafting a strategic approach to my family’s financial growth. This unique blend of professional achievements and certifications equips me with the tools to guide other families towards achieving their financial goals with confidence. Beyond my desk, I’m a CrossFit enthusiast, an avid hiker, and a lover of nature. These passions keep me grounded and remind me of the importance of a life well-lived—not just in financial terms, but in the wealth of experiences, happiness, and time spent with loved ones. Through this blog, I aim to share my journey towards financial freedom, drawing on my professional expertise and personal experiences. My goal is to retire in the next 3-5 years, enjoying a life enriched with what truly matters—family, nature, and freedom. I invite you to join me and many other families on this journey, sharing insights, support, and practical advice to help each other achieve financial independence and live our dreams to the fullest. Let’s empower each other to make informed financial decisions, leveraging our collective knowledge and experiences to build a community where financial freedom is accessible to all.

Retirement Savings: How to Create a Financial Plan in 5 Steps

Hey there, smooth and savvy moms! You’ve lived it: we’re not just caretakers of the present but also guardians of our family’s future. The thought of planning for your retirement savings can seem daunting amidst the daily whirlwind of family life, but it’s a cornerstone of ensuring long-term security and peace of mind for our …

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The Benefits of Creating a Living Trust for Your Family’s Asset Protection

Hey Fab Moms, think of your family’s assets like a yummy cake – your home, savings, and all that jazz. Now, meet the living trust, your cake’s superhero! It’s a special box that keeps your cake safe. If something happens to you, the trust ensures your cake goes straight to your loved ones without hassle. …

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How to Start a Family Money Club for Your Family’s Financial Accountability

Hey fellow moms! Have you ever heard of something called a money club? It’s like a little group where we all come together to help each other out with money stuff. Sounds cool, right? The Concept of a Money Club Okay, so picture this: you know how we always talk about teaching our kids the …

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The Pros and Cons of Using a Prepaid Debit Card for Your Family’s Budgeting

Hey moms! Thinking about using a prepaid debit card to manage your family’s budget? It’s like having a special money card that helps you control spending and teach your kids about managing money. But, just like anything else, there are some good things and some not-so-good things about using one. Let’s dive in and see …

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The Best Ways To Save Money On Your Family’s Child Care Expenses

Hi everyone! Being a mom is super cool, but figuring out child care can be tricky, especially when you’re trying to save money. Have you ever looked at a child care bill and wondered how you’d ever pay for it? Guess what? LOTS of moms feel that way! Source: pixabay.com Childcare can be expensive, but …

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The Benefits of Creating a Joint Brokerage Account for Your Family’s Portfolio Growth

Alright moms, imagine that you and your best friend want to team up to invest in stocks, like a tag team of financial superheroes! Well, one way to do this is through something called a joint brokerage account. Let me explain it to you! What are Joint Brokerage Accounts? A joint brokerage account is like …

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How to Protect Your Family’s Finances During a Job Loss or Career Transition

Facing a career transition or job loss is a bit like navigating through a thick fog with your family in tow. You’re not sure of what lies ahead. As a mom, my first thought is always about the impact on my family. Facing this change, the finances, security, and plans we had were suddenly on …

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The Pros and Cons of Using a Debt Consolidation Service for Your Family’s Debt Management

Source Hey fellow moms! Navigating family finances can often feel like steering a ship through stormy seas, especially when debt piles up, threatening to capsize your family’s financial security. In our quest for calm waters, debt consolidation services emerge as a beacon of hope, promising to streamline our debts into one manageable monthly payment. But …

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