Kathy Urbanski

Hello, I’m Kathy—a dedicated family woman, avid nature enthusiast, and a seasoned expert in navigating the path to financial freedom. Armed with a Bachelor's Degree in Psychology, my educational background lays the foundation for understanding the human aspects behind financial decisions, enriching my approach to family finance with empathy and insight. As a Google Certified Project Manager and an expert in Google Analytics, I bring a wealth of knowledge in digital strategy and online visibility. My certifications from Digital Marketer in Email Marketing and Inbound Social Media Marketing further my ability to connect with families digitally, offering them valuable resources and insights to kickstart their journey towards financial independence. Professionally, I lead as an SEO Project Leader at a leading boutique SEO agency in Boulder, Colorado. My expertise has not only propelled businesses to the forefront of their industries but has also been instrumental in crafting a strategic approach to my family’s financial growth. This unique blend of professional achievements and certifications equips me with the tools to guide other families towards achieving their financial goals with confidence. Beyond my desk, I’m a CrossFit enthusiast, an avid hiker, and a lover of nature. These passions keep me grounded and remind me of the importance of a life well-lived—not just in financial terms, but in the wealth of experiences, happiness, and time spent with loved ones. Through this blog, I aim to share my journey towards financial freedom, drawing on my professional expertise and personal experiences. My goal is to retire in the next 3-5 years, enjoying a life enriched with what truly matters—family, nature, and freedom. I invite you to join me and many other families on this journey, sharing insights, support, and practical advice to help each other achieve financial independence and live our dreams to the fullest. Let’s empower each other to make informed financial decisions, leveraging our collective knowledge and experiences to build a community where financial freedom is accessible to all.

Week 8 Pregnancy – What You Need to Know

Pregnancy can be an exciting and stressful rollercoaster ride now that you’re almost two months pregnant. While you’re not yet sporting that baby bump, it’s normal to feel overwhelmed by the many physical changes starting to happen in your body. You and your baby at 8 weeks are experiencing so many physical changes at once.

Week 6 Pregnancy: What Can You Expect?

At week 6, you are already a month and a half into your pregnancy journey. At this point, your baby is developing at a rapid rate! Your body is also changing in many ways, and it will let you know it is. You are still a long way from the end of your pregnancy, but you may find that most things are already different. Don’t worry, though. We’re here to tell you everything there is to know about being pregnant at six weeks.

Week 5 Pregnancy: The Journey So Far

Are you 5 weeks pregnant? You’ve just crossed a major milestone in your pregnancy journey! Around this time is when mothers often learn they are pregnant. If you have just gotten a positive pregnancy test, it may overwhelm you. It’s likely that you also have a bunch of questions regarding this pregnancy stage.

Worry not! We’ll tell you everything you need to know about being pregnant at week 5.

Week 7 Pregnancy: What You Need to Know

The second part of the first trimester of pregnancy begins at week 7. Around this time, the embryo in your belly grows 10,000 times more than when it was first formed. The baby’s brain cells begin to generate at a rapid pace. It also starts to look more like an actual baby in form.

If you’re 7 weeks pregnant, you may expect more heightened symptoms. You still need to be careful because this week is a high risk for miscarriages.

Week 1 Pregnancy: What You Need to Know

For many women, the first week of pregnancy can bring a range of emotions from excitement to apprehension. We usually measure pregnancy in weeks, but did you know it starts from the first day of a woman’s last menstrual period? This helps healthcare providers determine an estimated due date for the pregnancy.

Do you want to start a family with your partner? Or are you simply doing your research to help you prepare for your journey? Either way, you’ve come to the right place. Let’s talk about what’s happening to your body in week 1 of your pregnancy!

How to Make a Co-Parenting Relationship Work

As unfortunate as it sounds, marriages don’t always end up working out. But failed marriage and divorce between spouses don’t mean the end of responsibility to raise children as parents. This is where co-parenting comes in.

Many parenting aspects remain the same after a separation. Co-parents must assume joint responsibility in many cases, unless you have sole custody of your child.