Kathy Urbanski

Hello, I’m Kathy—a dedicated family woman, avid nature enthusiast, and a seasoned expert in navigating the path to financial freedom. Armed with a Bachelor's Degree in Psychology, my educational background lays the foundation for understanding the human aspects behind financial decisions, enriching my approach to family finance with empathy and insight. As a Google Certified Project Manager and an expert in Google Analytics, I bring a wealth of knowledge in digital strategy and online visibility. My certifications from Digital Marketer in Email Marketing and Inbound Social Media Marketing further my ability to connect with families digitally, offering them valuable resources and insights to kickstart their journey towards financial independence. Professionally, I lead as an SEO Project Leader at a leading boutique SEO agency in Boulder, Colorado. My expertise has not only propelled businesses to the forefront of their industries but has also been instrumental in crafting a strategic approach to my family’s financial growth. This unique blend of professional achievements and certifications equips me with the tools to guide other families towards achieving their financial goals with confidence. Beyond my desk, I’m a CrossFit enthusiast, an avid hiker, and a lover of nature. These passions keep me grounded and remind me of the importance of a life well-lived—not just in financial terms, but in the wealth of experiences, happiness, and time spent with loved ones. Through this blog, I aim to share my journey towards financial freedom, drawing on my professional expertise and personal experiences. My goal is to retire in the next 3-5 years, enjoying a life enriched with what truly matters—family, nature, and freedom. I invite you to join me and many other families on this journey, sharing insights, support, and practical advice to help each other achieve financial independence and live our dreams to the fullest. Let’s empower each other to make informed financial decisions, leveraging our collective knowledge and experiences to build a community where financial freedom is accessible to all.

The Pros and Cons of Using a High-Yield Savings Account for Your Family’s Savings Goals

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Hey, Moms! I hope you’re all doing great! Today, I wanted to chat about something that’s been on my mind lately—saving for our families’ futures. Specifically, I’ve been thinking about high-yield savings accounts. They seem to be all the rage, but are they really the best option for our family savings goals? Let’s break it …

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How to Start a College Fund for Your Child’s Education

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Hey Moms! Thinking about your child’s future can be both exciting and a little overwhelming, especially when it comes to planning for college. But don’t worry, starting a college fund doesn’t have to be complicated. Here’s a simple guide to get you started. Source Why Start a College Fund? We all want the best for …

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The Best Ways to Save Money on Your Family’s Clothing and Accessories

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Hey moms! If you’re like me, finding ways to save money while keeping the family stylish is always on your mind. Clothing and accessories can quickly add up, especially with growing kids. Here are some tried and true tips to help you save on your family’s wardrobe without sacrificing style or quality. Source 1. Embrace …

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The Benefits of Creating a Family Investment Club for Your Portfolio Growth

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Hey there, fellow moms! Today, I want to chat about something that’s been a game-changer for our family: creating a family investment club. It might sound fancy, but it’s actually a fun and engaging way to grow your savings and teach your kids about money. Let’s dive into the benefits of starting a family investment …

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How to Save Money on Your Family’s Holiday Expenses

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Hey Moms! The holiday season is a magical time filled with joy, laughter, and cherished memories. However, it can also bring a hefty price tag that might make us feel a bit overwhelmed. But fear not! With a little planning and some clever tricks, you can keep your holiday expenses in check without sacrificing the …

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The Benefits of a Family Financial Education Program for Your Community

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Hey there, fellow moms! Today, I want to chat about something super important but often overlooked—family financial education. Don’t worry; this isn’t going to be a boring lecture filled with confusing jargon. We’re just going to have a friendly talk about why it’s so beneficial to have a family financial education program in our community. …

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How to Create a Family Foundation for Charitable Giving

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Hey fellow moms! Ever thought about teaching your kids the value of giving back and making a difference together as a family? Starting a family foundation for charitable giving is a wonderful way to do just that. It sounds fancy, but it’s really about coming together to support causes that matter to you. Let’s break …

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The Best Ways to Save Money on Your Family’s Internet and Cable Bills

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Hey there, fellow moms! We all know that raising a family is a joy, but it can also be quite a strain on the wallet. Between school supplies, groceries, and those endless extracurricular activities, every penny counts. One area where we can save a bit is on our family’s internet and cable bills. Here are …

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How to Plan for Your Family’s Retirement with a Small Business

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Hey moms! Retirement might seem far away, especially when we’re juggling school drop-offs, extracurricular activities, and running our households. But planning for your family’s retirement is crucial, and if you have a small business or are thinking about starting one, it can be a fantastic way to secure your family’s future. Source What is Retirement …

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