Kathy Urbanski

Hello, I’m Kathy—a dedicated family woman, avid nature enthusiast, and a seasoned expert in navigating the path to financial freedom. Armed with a Bachelor's Degree in Psychology, my educational background lays the foundation for understanding the human aspects behind financial decisions, enriching my approach to family finance with empathy and insight. As a Google Certified Project Manager and an expert in Google Analytics, I bring a wealth of knowledge in digital strategy and online visibility. My certifications from Digital Marketer in Email Marketing and Inbound Social Media Marketing further my ability to connect with families digitally, offering them valuable resources and insights to kickstart their journey towards financial independence. Professionally, I lead as an SEO Project Leader at a leading boutique SEO agency in Boulder, Colorado. My expertise has not only propelled businesses to the forefront of their industries but has also been instrumental in crafting a strategic approach to my family’s financial growth. This unique blend of professional achievements and certifications equips me with the tools to guide other families towards achieving their financial goals with confidence. Beyond my desk, I’m a CrossFit enthusiast, an avid hiker, and a lover of nature. These passions keep me grounded and remind me of the importance of a life well-lived—not just in financial terms, but in the wealth of experiences, happiness, and time spent with loved ones. Through this blog, I aim to share my journey towards financial freedom, drawing on my professional expertise and personal experiences. My goal is to retire in the next 3-5 years, enjoying a life enriched with what truly matters—family, nature, and freedom. I invite you to join me and many other families on this journey, sharing insights, support, and practical advice to help each other achieve financial independence and live our dreams to the fullest. Let’s empower each other to make informed financial decisions, leveraging our collective knowledge and experiences to build a community where financial freedom is accessible to all.

The Pros and Cons of Using a Balance Transfer Credit Card for Your Family’s Debt Consolidation

Hey there, fellow moms! Let’s chat over a cup of coffee about something that might not be as fun as planning our next family holiday but is super important — handling our family’s finances, especially when it comes to tackling debt. You’ve probably heard about balance transfer credit cards and wondered if they’re a good …

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The Pros and Cons of Using Robo-Advisors for Your Family’s Investment Management

Hey there, awesome moms! So, you’ve probably heard a bit about these robo-advisors, right? They’re like these super-smart robots (but actually just computer programs) that can help manage your family’s investments. Think of it as having a little financial helper online, without the need to meet someone face-to-face or pay hefty fees. It’s pretty cool …

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How to Teach Your Kids About Charitable Giving for Your Family’s Philanthropy

Hey fellow moms! Navigating motherhood comes with a heap of joys, challenges, and one-of-a-kind moments that shape us and our little ones in profound ways. Among the countless lessons we pass on to our kids, there’s one that stands out for its power to shape hearts and minds alike: the lesson of charitable giving. But …

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Family Estate Planning: The Importance of Having a Will

Hey there, fellow supermoms! Grab a cup of coffee, and let’s have a heart-to-heart about something super important, yet often brushed to the side amidst our daily superhero duties—estate planning and writing a will. I know, I know, it sounds all serious and grown-up (and let’s be honest, a bit daunting), but it’s a chat …

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How To Plan a Home Purchase For Your Family: The Best Way

Hey there, fellow moms! Today, we’re diving into a topic close to our hearts: planning for our family’s dream home purchase. It’s more than just a transaction; it’s about creating a loving space for our family to grow and thrive. So, grab a cup of coffee, and let’s chat about making this journey as joyful …

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The Best Ways on How to Save Money on Your Family’s Cell Phone Bill

Hey moms! Today, let’s chat about something super important: managing our family’s cell phone bills. You know, those pesky things that seem to get bigger and scarier every month? Well, fear not! I’ve got some simple tricks up my sleeve that even your children can understand. First off, why is it so crucial to keep …

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The Pros and Cons of Using a Credit Monitoring Service for Your Family’s Credit Score

Hello there, fellow moms! In today’s fast-paced world, keeping our families safe and secure extends beyond the physical realm into the digital one, especially when it comes to our financial health. Have you ever considered how a credit monitoring service could be your ally in protecting your family’s financial future? Source: pexels.com Whether you’re managing …

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How to Start a College Savings Plan for Your Child’s Education

Hey fellow moms! As we juggle playdates and laundry, let’s chat about something super important yet often pushed to the back of our minds – starting a college savings plan for our kiddos. Imagine setting up a treasure chest that grows bigger by the day, helping to pay for your child’s future college education. That’s …

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The Benefits of Creating a Family Emergency Fund for Financial Peace of Mind

Imagine you’re sitting at your kitchen table, surrounded by your kiddos’ latest art projects and the never-ending to-do list that comes with being a supermom. Now, picture this: an unexpected expense or medical bill pops up. Maybe the family car decides it doesn’t want to start, or a sudden trip to the dentist becomes a …

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