Kathy Urbanski

Hello, I’m Kathy—a dedicated family woman, avid nature enthusiast, and a seasoned expert in navigating the path to financial freedom. Armed with a Bachelor's Degree in Psychology, my educational background lays the foundation for understanding the human aspects behind financial decisions, enriching my approach to family finance with empathy and insight. As a Google Certified Project Manager and an expert in Google Analytics, I bring a wealth of knowledge in digital strategy and online visibility. My certifications from Digital Marketer in Email Marketing and Inbound Social Media Marketing further my ability to connect with families digitally, offering them valuable resources and insights to kickstart their journey towards financial independence. Professionally, I lead as an SEO Project Leader at a leading boutique SEO agency in Boulder, Colorado. My expertise has not only propelled businesses to the forefront of their industries but has also been instrumental in crafting a strategic approach to my family’s financial growth. This unique blend of professional achievements and certifications equips me with the tools to guide other families towards achieving their financial goals with confidence. Beyond my desk, I’m a CrossFit enthusiast, an avid hiker, and a lover of nature. These passions keep me grounded and remind me of the importance of a life well-lived—not just in financial terms, but in the wealth of experiences, happiness, and time spent with loved ones. Through this blog, I aim to share my journey towards financial freedom, drawing on my professional expertise and personal experiences. My goal is to retire in the next 3-5 years, enjoying a life enriched with what truly matters—family, nature, and freedom. I invite you to join me and many other families on this journey, sharing insights, support, and practical advice to help each other achieve financial independence and live our dreams to the fullest. Let’s empower each other to make informed financial decisions, leveraging our collective knowledge and experiences to build a community where financial freedom is accessible to all.

How to Create a Retirement Plan for Your Family’s Comfortable Retirement

As a mom, we’re often busy navigating the hectic landscape of daily family life. But as much as we enjoy the present with our partner and children, preparing for the future is important. The topic of retirement planning for your family doesn’t have to be a daunting task. We’re here today to look at the …

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The Pros and Cons of Using a High-Yield Savings Account For Your Family’s Savings

Hey moms! We all juggle bills, groceries, and saving for our family’s future, right? It’s tough! But I found a cool way to save more: high-yield savings accounts (HYSAs). Think of it as a superhero piggy bank that grows your money faster than your kid’s shoes! Regular savings accounts give little extra money, but HYSAs …

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How To Start A Family Business For Your Financial Freedom

Mom bosses, assemble! Want to build a brighter future with your family? Imagine a family business – you work together, build something amazing, and achieve financial freedom! Sounds perfect, right? Starting a business seems scary, but don’t worry! This guide will help you, even if you’re an organizing whiz, a creative genius, or just have …

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The Best Ways To Save Money On Your Family’s Travel Expenses

Hey mommas! Dreaming of getaways? It can be pricey, right? But guess what? Knowing the best ways to save money on your family’s travel expenses can let you see the world with the kids — without breaking the bank! I found awesome tips to slash those travel costs. Leave the stress behind and make those …

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How to Reduce Your Family’s Debt and Increase Your Net Worth

Hey fellow moms, let’s have a heart-to-heart about something we all think about but might not talk about enough: our family’s finances. Specifically, how to reduce your family’s debt and increase your net worth. Yes, it sounds like a mountain to climb, but believe me, with some smart strategies and a bit of discipline, it’s …

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The Best Ways to Save Money on Your Family’s Restaurant and Dining Expenses

Hey fellow moms! Let’s dive into a topic we all wrestle with – keeping our dining out fun and budget-friendly. Yes, it’s possible, and I’m here to spill the beans on how we can enjoy those precious family outings without the nagging guilt of overspending. We all cherish those moments of dining out with the …

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Asset Protection Basics: How to Start a Family Investment Trust for Your Family’s Asset Protection

Hey there, fellow moms! Let’s talk about something crucial but not often discussed at our coffee meets or play dates – securing our family’s financial future. Have you ever thought about how a Family Investment Trust can be a game-changer for your family’s asset protection? Well, let’s dive into this together! Source What Is a …

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The Benefits of Creating a Philanthropic or Private Foundation for Your Family’s Legacy

Hey there, fellow moms! Have you ever thought about how you can create a lasting impact that goes beyond just your immediate family? Today, we’re diving into the world of philanthropy and exploring how establishing a philanthropic or private foundation can be a powerful way to build your family’s legacy. Let’s chat about why this …

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How To Save Money On Your Family’s Back To School Expenses

Hey fellow moms! 🌟 It’s that time of year again – back-to-school season! 📚✏️ As we all know, getting our kids ready for school can really add up, making our wallets feel a bit lighter. But don’t worry, I’ve got some super tips to help us save those precious dollars without skimping on what our …

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Investment Strategy 101: The Importance of Regularly Reviewing Your Family’s Investment Strategy

Hey moms! Ever wonder about the best way to grow your family’s money? It might sound complicated, but your investment strategy is like your garden. You plant seeds (investments) and watch them grow! Just like we check on our garden, we need to peek at our money plan sometimes. Why? Because life changes, and we …

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