Kathy Urbanski

Hello, I’m Kathy—a dedicated family woman, avid nature enthusiast, and a seasoned expert in navigating the path to financial freedom. Armed with a Bachelor's Degree in Psychology, my educational background lays the foundation for understanding the human aspects behind financial decisions, enriching my approach to family finance with empathy and insight. As a Google Certified Project Manager and an expert in Google Analytics, I bring a wealth of knowledge in digital strategy and online visibility. My certifications from Digital Marketer in Email Marketing and Inbound Social Media Marketing further my ability to connect with families digitally, offering them valuable resources and insights to kickstart their journey towards financial independence. Professionally, I lead as an SEO Project Leader at a leading boutique SEO agency in Boulder, Colorado. My expertise has not only propelled businesses to the forefront of their industries but has also been instrumental in crafting a strategic approach to my family’s financial growth. This unique blend of professional achievements and certifications equips me with the tools to guide other families towards achieving their financial goals with confidence. Beyond my desk, I’m a CrossFit enthusiast, an avid hiker, and a lover of nature. These passions keep me grounded and remind me of the importance of a life well-lived—not just in financial terms, but in the wealth of experiences, happiness, and time spent with loved ones. Through this blog, I aim to share my journey towards financial freedom, drawing on my professional expertise and personal experiences. My goal is to retire in the next 3-5 years, enjoying a life enriched with what truly matters—family, nature, and freedom. I invite you to join me and many other families on this journey, sharing insights, support, and practical advice to help each other achieve financial independence and live our dreams to the fullest. Let’s empower each other to make informed financial decisions, leveraging our collective knowledge and experiences to build a community where financial freedom is accessible to all.

entertainment expenses

How to Save Money on Your Family’s Entertainment Expenses: A Guide for Thrifty Moms

As a loving and dedicated mom, you want the best for your family. You strive to create happy memories and provide the most enjoyable experiences for your children, while also managing your household budget. But let’s face it, keeping up with the ever-rising costs of entertainment can be tough, especially when you’re trying to save …

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family budget

How to Create a Monthly Family Budget that Works for You

Creating a monthly family budget is a crucial step towards achieving financial stability and meeting your financial goals. However, many families struggle to create a budget that actually works for their unique circumstances. In this comprehensive guide, we’ll walk you through the process of creating a monthly family budget that suits your needs and helps …

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5 Benefits of Using Envelope Budgeting for Your Family Finances

Moms, we know how important it is to provide a happy, secure, and financially stable environment for our families. We also know how challenging it can be to manage our family finances, especially when life throws us curveballs. But don’t worry, we’ve got your back. In this article, we’ll be discussing the incredible benefits of …

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How to Create a Monthly Family Budget that Works for You

Creating a monthly family budget is a crucial step towards achieving financial stability and meeting your financial goals. However, many families struggle to create a budget that actually works for their unique circumstances. In this comprehensive guide, we’ll walk you through the process of creating a monthly family budget that suits your needs and helps …

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The Benefits of Using Cashback Apps for Your Family’s Everyday Expenses

Are you looking for ways to save money on your family’s everyday expenses? Cashback apps are a great way to do just that. They offer discounts and cash back rewards when you shop with participating retailers, making it easy to save money without having to clip coupons or search for deals. In this blog post, …

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How to Budget for Family Expenses and Save Money

Are you ready to take control of your family’s finances and unleash your inner money-saving superhero? Budgeting is the ultimate power move when it comes to managing family expenses and saving money. In this sassy and enthusiastic guide, we’ll walk you through the steps of creating a budget, saving on everyday living expenses now, and …

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