Kathy Urbanski

Hello, I’m Kathy—a dedicated family woman, avid nature enthusiast, and a seasoned expert in navigating the path to financial freedom. Armed with a Bachelor's Degree in Psychology, my educational background lays the foundation for understanding the human aspects behind financial decisions, enriching my approach to family finance with empathy and insight. As a Google Certified Project Manager and an expert in Google Analytics, I bring a wealth of knowledge in digital strategy and online visibility. My certifications from Digital Marketer in Email Marketing and Inbound Social Media Marketing further my ability to connect with families digitally, offering them valuable resources and insights to kickstart their journey towards financial independence. Professionally, I lead as an SEO Project Leader at a leading boutique SEO agency in Boulder, Colorado. My expertise has not only propelled businesses to the forefront of their industries but has also been instrumental in crafting a strategic approach to my family’s financial growth. This unique blend of professional achievements and certifications equips me with the tools to guide other families towards achieving their financial goals with confidence. Beyond my desk, I’m a CrossFit enthusiast, an avid hiker, and a lover of nature. These passions keep me grounded and remind me of the importance of a life well-lived—not just in financial terms, but in the wealth of experiences, happiness, and time spent with loved ones. Through this blog, I aim to share my journey towards financial freedom, drawing on my professional expertise and personal experiences. My goal is to retire in the next 3-5 years, enjoying a life enriched with what truly matters—family, nature, and freedom. I invite you to join me and many other families on this journey, sharing insights, support, and practical advice to help each other achieve financial independence and live our dreams to the fullest. Let’s empower each other to make informed financial decisions, leveraging our collective knowledge and experiences to build a community where financial freedom is accessible to all.

The Dos and Don’ts of Talking to Your Partner about Money

Money – it’s a word that can either bring joy or cause tension in relationships. While it’s a critical part of our lives, discussing it with our partners can often be challenging. But moms, take heart! With the right approach, you can turn those tense money talks into empowering conversations. Below is a guide on …

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Why Having a Side Hustle is Important for Your Family Finances

Imagine this, a world where you’re not just making ends meet but also flourishing financially. A world where your family can enjoy the little luxuries of life without guilt or worry. This isn’t some fairy tale. It’s entirely possible and within your reach! How? By embracing the power of a side hustle. The Power of …

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5 Simple Steps to Pay Off Your Debt and Achieve Financial Freedom

A journey of a thousand miles begins with a single step, and the journey to financial freedom is no different. It’s a path filled with discipline, smart decisions, and sometimes, sacrifice. But every step brings you closer to that sweet destination of debt-free living and financial abundance. Here are five simple steps to put you …

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How to Save for Your Child’s College Education

Saving for your child’s college education is a crucial financial goal. A college fund can shape your child’s future and open doors to countless opportunities. However, the cost of higher education continues to skyrocket. Now, it’s more important than ever for parents to prioritize saving for their child’s educational journey and know how they can …

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How to Teach Your Kids about Investing

Financial literacy is a crucial life skill, yet it’s often overlooked in traditional education. One of the most empowering things we can teach our children is how to handle money wisely, and a key component of that is understanding investing. If you know how to teach your kids about investing, they’ll be set up for …

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How to Make the Most of Your Tax Refund for Your Family Finances

Every day, you juggle a million things, from packing lunches to paying bills, from bedtime stories to boardroom meetings. Your strength is awe-inspiring, your dedication unparalleled. But we also understand that sometimes, finances can feel overwhelming, like another weight on your already full shoulders. That’s why we want to talk about something important today: your …

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Investing in Your Family’s Future: A Guide to Family Finance Planning

Every sunrise brings with it the opportunity to make choices that shape our tomorrow. As parents, we hold in our hands not just our futures, but the futures of those most precious to us — our family’s future. We are the architects of their tomorrows, the builders of their dreams, and the custodians of their …

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The Pros and Cons of Joint Bank Accounts for Couples and Families

In the dance of life, we all strive to find rhythm and balance. And when it comes to the financial aspect of this dance, a joint bank account could be one way to sync to the beat. But is it the right step for you and your family? In this empowering guide, we will explore …

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How to Handle Financial Emergencies as a Family

Life can be unpredictable, but you are not alone. You have the power within you to weather any storm. Remember, your family is your strength, and together, you can overcome financial emergencies. This guide is crafted to empower you with knowledge and practical steps to help you navigate through financial emergencies as a family. What …

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