Kathy Urbanski

Hello, I’m Kathy—a dedicated family woman, avid nature enthusiast, and a seasoned expert in navigating the path to financial freedom. Armed with a Bachelor's Degree in Psychology, my educational background lays the foundation for understanding the human aspects behind financial decisions, enriching my approach to family finance with empathy and insight. As a Google Certified Project Manager and an expert in Google Analytics, I bring a wealth of knowledge in digital strategy and online visibility. My certifications from Digital Marketer in Email Marketing and Inbound Social Media Marketing further my ability to connect with families digitally, offering them valuable resources and insights to kickstart their journey towards financial independence. Professionally, I lead as an SEO Project Leader at a leading boutique SEO agency in Boulder, Colorado. My expertise has not only propelled businesses to the forefront of their industries but has also been instrumental in crafting a strategic approach to my family’s financial growth. This unique blend of professional achievements and certifications equips me with the tools to guide other families towards achieving their financial goals with confidence. Beyond my desk, I’m a CrossFit enthusiast, an avid hiker, and a lover of nature. These passions keep me grounded and remind me of the importance of a life well-lived—not just in financial terms, but in the wealth of experiences, happiness, and time spent with loved ones. Through this blog, I aim to share my journey towards financial freedom, drawing on my professional expertise and personal experiences. My goal is to retire in the next 3-5 years, enjoying a life enriched with what truly matters—family, nature, and freedom. I invite you to join me and many other families on this journey, sharing insights, support, and practical advice to help each other achieve financial independence and live our dreams to the fullest. Let’s empower each other to make informed financial decisions, leveraging our collective knowledge and experiences to build a community where financial freedom is accessible to all.

How to Plan and Save for Your Family’s Retirement in Your 30s and 40s

Welcome, moms! Today, we’re diving into an important topic that affects us all: planning and saving for our family’s retirement. As busy moms, we wear many hats, from nurturing our children to caring for elderly parents. It’s crucial that we take the time to plan for our own financial future, ensuring a happy and secure …

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responsible credit card use

How to Teach Your Teenagers About Responsible Credit Card Use

Teaching teenagers about responsible credit card use is an important part of their financial education. By providing them with the knowledge and skills to handle credit responsibly, we can help set them up for a healthy financial future. Here are some practical tips on teaching your teenagers about using a credit card: Start with the …

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side business

The Benefits of Starting a Side Business for Your Family’s Income

Are you a busy mom looking for ways to boost your family’s income? Have you ever considered starting a side business? Not only can it provide an additional stream of revenue, but it can also bring a multitude of benefits to your family. In this article, we will explore the advantages of starting a side …

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strong emergency fund

How to Build a Strong Emergency Fund for Your Family’s Financial Security

Inclusive. Empowering. Supportive. As moms, our top priority is the well-being of our families. We want our loved ones to feel safe and secure, both emotionally and financially. One crucial step towards achieving that financial security is building a strong emergency fund. In this article, we’ll walk you through what an emergency fund is, why …

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boost income

The Best Ways to Boost Family Income Without a Second Job

Hello, Supermoms! Managing a family’s finances can sometimes feel like a whirlwind, but guess what? Today, we’re here to empower you with a set of practical strategies that can help boost your family’s income without the need for a second job. Let’s dive into these ways to increase your income, pump up your savings account, …

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health insurance

How to Save Money on Your Family’s Health Insurance

Hey there, Supermom! We know you’re always looking for ways to keep your family safe, healthy, and financially secure. So let’s talk about a topic that can tick all those boxes – health insurance! Yes, it can be a bit of a puzzle, but don’t worry, we’ve got your back. Together, we’ll demystify the ins …

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investment apps

The Best Investment Apps: How to Manage Your Family’s Investments

If you’re a mom looking to make smart investments and secure financial abundance for your happy family, there are several apps that can help you on your journey. Here are some of the best investing apps we recommend for you: 1. Betterment This app is known for automated investing, making it easy for moms to …

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investment portfolio

Build an Investment Portfolio for Your Family’s Financial Goals

Welcome, moms! Are you ready to take charge of your family’s financial future? Building an investment portfolio is a powerful tool that can help you achieve long-term financial stability and abundance. In this guide, we’ll walk you through the essentials of creating an investment portfolio tailored to your family’s needs. Let’s get started! Understanding Investment …

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investing in real estate

The Benefits of Investing in Real Estate for Your Family’s Long-Term Wealth

Investing in real estate has long been considered a smart financial move; Investopedia points out that “Real estate is considered to be its own asset class and one that should be at least a part of a well-diversified portfolio.” Not only does it provide a roof over our heads, but it can also be a …

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family's net worth

How to Calculate Your Family’s Net Worth and Track Your Financial Progress

Managing your family’s finances is an important task that can sometimes feel overwhelming. However, by calculating your family’s net worth and tracking your financial progress, you can gain valuable insights into your overall financial health and make informed decisions for a brighter future. In this article, we will guide you through the process in a …

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