Kathy Urbanski

Hello, I’m Kathy—a dedicated family woman, avid nature enthusiast, and a seasoned expert in navigating the path to financial freedom. Armed with a Bachelor's Degree in Psychology, my educational background lays the foundation for understanding the human aspects behind financial decisions, enriching my approach to family finance with empathy and insight. As a Google Certified Project Manager and an expert in Google Analytics, I bring a wealth of knowledge in digital strategy and online visibility. My certifications from Digital Marketer in Email Marketing and Inbound Social Media Marketing further my ability to connect with families digitally, offering them valuable resources and insights to kickstart their journey towards financial independence. Professionally, I lead as an SEO Project Leader at a leading boutique SEO agency in Boulder, Colorado. My expertise has not only propelled businesses to the forefront of their industries but has also been instrumental in crafting a strategic approach to my family’s financial growth. This unique blend of professional achievements and certifications equips me with the tools to guide other families towards achieving their financial goals with confidence. Beyond my desk, I’m a CrossFit enthusiast, an avid hiker, and a lover of nature. These passions keep me grounded and remind me of the importance of a life well-lived—not just in financial terms, but in the wealth of experiences, happiness, and time spent with loved ones. Through this blog, I aim to share my journey towards financial freedom, drawing on my professional expertise and personal experiences. My goal is to retire in the next 3-5 years, enjoying a life enriched with what truly matters—family, nature, and freedom. I invite you to join me and many other families on this journey, sharing insights, support, and practical advice to help each other achieve financial independence and live our dreams to the fullest. Let’s empower each other to make informed financial decisions, leveraging our collective knowledge and experiences to build a community where financial freedom is accessible to all.

how to build good credit

The Importance of Building and Maintaining Good Credit for Your Family

Hello, super moms! Did you know that a good credit score is one of the most powerful tools you can have in your financial toolkit? It’s true! A high credit score is more than just a number—it’s a gateway to financial abundance for you and your family. Why Does a Good Credit Score Matter? Favorable …

The Importance of Building and Maintaining Good Credit for Your Family Read More »

Create a Savings Plan for Your Family’s Dream Vacation

Hello, amazing moms out there! Isn’t it a joy to imagine your family basking on a sun-soaked beach, exploring the wonders of a new city, or simply reveling in the magic of a theme park? The laughter, the memories, the photos – it’s priceless, right? But let’s face it, these dream vacations don’t just happen; …

Create a Savings Plan for Your Family’s Dream Vacation Read More »

average newborn weight gain

Average Newborn Weight Gain: A Guide for Empowered Moms

As a mom, there’s nothing more precious than watching your little one grow and thrive in those first few months. One important aspect of your baby’s development is their weight gain. Understanding what is considered normal can give you peace of mind and help you track your baby’s progress. In this guide, we’ll explore average …

Average Newborn Weight Gain: A Guide for Empowered Moms Read More »

third trimester pregnancy back pain

Third Trimester Pregnancy Back Pain: Understanding and Finding Relief

Empowering Moms for a Happy and Healthy Pregnancy Pregnancy is a beautiful journey, filled with joy and anticipation. As an expectant mom, you’re reaching the final stretch of your pregnancy, eagerly awaiting the arrival of your little one. However, along with this excitement comes the reality of third trimester pregnancy back pain. Don’t worry, mama! …

Third Trimester Pregnancy Back Pain: Understanding and Finding Relief Read More »

young adult christmas gifts

The Best Young Adult Christmas Gifts for Your Kids, Nieces, & Nephews!

Looking for the perfect young adult Christmas gifts? Look no further! We’ve curated a list of 30 fantastic gift ideas that are sure to impress. Whether you’re shopping for your son, daughter, niece, nephew, or a friend, these gifts will bring joy and excitement to their holiday season. Check out these options from Amazon: 1. …

The Best Young Adult Christmas Gifts for Your Kids, Nieces, & Nephews! Read More »

friends christmas party ideas

Friends Christmas Party Ideas For A Festive Holiday Season

The holiday season is here, and what better way to celebrate than with a fun-filled party with your friends? Whether you’re planning a small gathering or a big bash, we’ve got some fantastic party ideas for you and your friends — Christmas party ideas! From games and gift exchanges to holiday activities and delicious Christmas …

Friends Christmas Party Ideas For A Festive Holiday Season Read More »

Have A Blast This Christmas with These Fun Family Christmas Gift Ideas

Hello, Super Moms! As the holiday season approaches with its sparkling charm, we know that your heart is brimming with joy and anticipation. After all, Christmas is the time of year when our homes are filled with laughter and families come together. It’s a time when we get to shower our loved ones with affection …

Have A Blast This Christmas with These Fun Family Christmas Gift Ideas Read More »

student loan debt

The Best Strategies to Pay Off Student Loan Debt

Are you a mom juggling family, work, life, and student loan debt? You’re not alone, and we want you to know that there’s hope. With the right strategies, you can conquer your student loan debt and achieve financial freedom. Let’s dive in! What is Student Debt? Student debt refers to loans taken out to cover …

The Best Strategies to Pay Off Student Loan Debt Read More »

educational fund

How to Set Up an Educational Fund for Your Child & Their Future

Hey there, Super Moms! We all know that being a parent is more than just packing lunches and bedtime stories. It’s about planning for their future and making sure they have the best opportunities possible. One of the greatest gifts you can give your child is the gift of education. But with rising tuition costs, …

How to Set Up an Educational Fund for Your Child & Their Future Read More »

pros and cons of using a financial planner

The Pros and Cons of Using a Financial Planner for Your Family Finances

Hey Super Moms! We all know managing family finances is like running a mini corporation, right? But guess what? You don’t have to do it alone. Ever thought about hiring a professional financial planner? Let’s dive into the pros and cons to see if it’s the right move for your family. 1. Time Pro: More …

The Pros and Cons of Using a Financial Planner for Your Family Finances Read More »